Starting a business is a huge investment—of time, resources and courage. Guardian is there to help you protect what you are building and reward employees with a full range of solutions.

Solutions Include:

• Ensure employee access to a complete range of benefits
• Business owner life insurance to fund start-up costs
• Disability insurance that grows with your business
• Disability insurance for income replacement
• Term life insurance to cover short-term financial needs

Whether you are building a new facility, or committing to a new partner, expanding your business requires foresight, planning and vigilance. Guardian is there to help protect you, your key employees and your momentum with the right solutions.

Solutions Include:

• Term life insurance to cover loan obligations
• Group disability
• Group dental
• Insurance on you and key people to protect business momentum and continuity
• Term disability to match short-term business needs
• Incentive plans to reward and retain key employees

Have you begun thinking about passing your business to the next generation of family ownership? Have you planned properly for a secure and comfortable retirement? Will family and employees remain protected post-transition? Whatever your specific needs, Guardian will help you plan and implement a seamless business transition.

Solutions Include:

• Help in implementing Buy/Sell Agreement
• Protect family members and key employees in the event of business disruption
• Develop and execute qualified retirement plans
• Maximize insurance benefits for all employees
• Insurance to protect the business in the event of premature death of the purchaser